CurrencyOnline Money Transfer & Exchange Rates

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Currency Online is a brand and trading name of HiFX Limited. HiFX is a global international payments specialist, with annual transactions in excess of USD $14 billion and with operations in the UK, North America, New Zealand and Australia.

CurrencyOnline provides a range of money exchange services that are structured to provide you with the most suitable option for your international money transfer. Whether sending money to friends or relatives, making a sizable personal purchase or paying a business for goods or services.

Spot Contract

The most common service by customers of the Currency Online is a spot contact for sending money overseas for immediate use. You just need to select the amount you want to send and the chosen recipient. Once a rate is fixed and you transfer the AU amount, the CurrencyOnline then do the rest by transferring the amount money to your beneficiary.

Forward Contract

A forward contract allows you to purchase currency now and pay later. This comes in very handy if you’re sure you want to transfer money in the future, but want to fix the rate of today to assist in helping you set a budget for future transactions. There is a minimum amount to use a forward contract, so you will need to consider this because an initial security deposit will be required to fix the agreement. Forward contracts at the CurrencyOnline are available in 15 currencies and can be scheduled anywhere from a week to six months in advance.  

Market Order

The CurrencyOnline also enable you to lock in a predestined exchange rate so when the market fluctuates and hits your rate, they will lock in the trade for you. This tool acts as an insurance so that you don’t miss the exchange rate you want. Their online platform also can review the market shifts and place or cancel currency orders. Once the market reaches your set agreed rate, you are then entered into a fixed contract. 


Transfer Limits

The minimum transfer amount for single transactions is $50. There is a $500 per month minimum transfer for regular monthly payments and $500,000 maximum transfer limit for online transactions. You do have the option to transfer higher amounts via phone by speaking with a CurrencyOnline representative.

Transfer Time

Depending on how much you are transferring and the location it can vary. The majority of transfers take between 1- 3 days.

Transfer Fees

The first trade is free and if less than $10,000 is transferred the online fee is $12. Should you opt to exchange over the phone the fee is $20. Any transfers over $10,000 are free of charge.


How a transfer can be made:


To make a transfer using CurrencyOnline, it’s very simple. First, you’ll need to register for an account. This process takes around 5 minutes and you will need to fill in the online form, providing personal information such as name, address and contact information. The final step is to provide a proof of address, such as a bank statement utility bill and a form of I.D such as a drivers licence or passport. Once verified, you can then access your account with CurrencyOnline. Their online system provides comprehensive user guides and customer support to assist you.


  • First transfer is free
  • Cheaper than big banks
  • CurrencyOnline is open 24 hours a day, seven days a week
  • Access to the latest market information for free
  • High level of customer service and support


  • You may incur a fee if you don’t meet the minimum threshold for transferring money


Currency Online were originally founded in 1986 and were acquired in 2008 by the HiFX Group, which were then later acquired by Euronet Worldwide in 2014, which is the third largest money transfer company in the world.

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