HSBC Money Transfer & Exchange Rates

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HSBC provide comprehensive international money transfer services to its banking customers, with the option to make transfers online, over the phone or in person at a local branch.

HSBC has a large global presence, which provides unique benefits when it comes to foreign exchange. For instance, HSBC premier members can make instant international transfers between their international and domestic HSBC bank accounts at no extra cost – a service available for 45 different countries. HSBC has also been recognised as the top international trade bank in Australia (2016) illustrating the size and scale of their services for business account holders.


Transfer Limits

There is no minimum transfer limit for HSBC customers making and international money transfer. The maximum limit for an online transfer is $50,000. You can contact your HSBC account manager or a representative to assist with transactions over $50,000.

Transfer Time

Transferring money between HSBC international accounts will be processed instantly. For transfers to a recipient banking with another bank, the transfer time will be between 1-2 working days. The actual processing time will depend on the amount being transferred and the currencies involved.

Transfer Fees

There will be a fee of $25 for a transfer made in person at a branch. A transfer processed through online banking will cost $20. The recipient may incur charges by their bank to accept the funds.


How a transfer can be made:


To make a money transfer overseas with HSBC you will need to be either a business or personal banking customer with HSBC. To make a transfer online, you should be registered for internet banking and have your login details to hand. Once logged in to the HSBC online portal, navigate to the make a payment section and choose the option to send money overseas. You will be required to enter the banking details for the beneficiary, which will include SWIFT number (and IBAN for Europe/UK recipients). After providing the relevant information, HSBC will display a rate and cost for the transfer that you can review and accept if you are happy. Once submitted, your transaction will be processed.


  • Available 24/7
  • Immediate transfer between domestic and international HSBC accounts
  • Preferred exchange rates on over 19 currencies
  • Secure and automated service


  • Only available to HSBC customers
  • High fees

Rates table

CAD » AUD 1.0939 AUD » CAD 0.9142
CHF » AUD 1.4686 AUD » CHF 0.6809
CNY » AUD 0.2063 AUD » CNY 4.8476
EUR » AUD 1.6644 AUD » EUR 0.6008
FJD » AUD 0.6762 AUD » FJD 1.4788
GBP » AUD 1.8587 AUD » GBP 0.5380
HKD » AUD 0.1814 AUD » HKD 5.5136
INR » AUD 0.0196 AUD » INR 51.0608
JPY » AUD 0.0126 AUD » JPY 79.6172
NZD » AUD 0.9414 AUD » NZD 1.0623
PHP » AUD 0.0263 AUD » PHP 38.0170
SGD » AUD 1.0369 AUD » SGD 0.9644
THB » AUD 0.0441 AUD » THB 22.6965
USD » AUD 1.4092 AUD » USD 0.7096
ZAR » AUD 0.0994 AUD » ZAR 10.0622


HSBC is one of the largest banking institutions worldwide, serving over 45 million customers across its four-main businesses; retail banking and wealth management, global banking and markets, global private banking and commercial banking. HSBC have over 4,400 offices in 71 countries, expanding into Australia in 1965. In Australia, HSBC is headquartered in Sydney, with 37 branches across the country.

What are you waiting for?

If you need to make an internation payment, look no further. Join the 111,000+ clients around the world who are benefitting from our services.