HSBC Money Transfer & Exchange Rates

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HSBC provide comprehensive international money transfer services to its banking customers, with the option to make transfers online, over the phone or in person at a local branch.

HSBC has a large global presence, which provides unique benefits when it comes to foreign exchange. For instance, HSBC premier members can make instant international transfers between their international and domestic HSBC bank accounts at no extra cost – a service available for 45 different countries. HSBC has also been recognised as the top international trade bank in Australia (2016) illustrating the size and scale of their services for business account holders.


Transfer Limits

There is no minimum transfer limit for HSBC customers making and international money transfer. The maximum limit for an online transfer is $50,000. You can contact your HSBC account manager or a representative to assist with transactions over $50,000.

Transfer Time

Transferring money between HSBC international accounts will be processed instantly. For transfers to a recipient banking with another bank, the transfer time will be between 1-2 working days. The actual processing time will depend on the amount being transferred and the currencies involved.

Transfer Fees

There will be a fee of $25 for a transfer made in person at a branch. A transfer processed through online banking will cost $20. The recipient may incur charges by their bank to accept the funds.


How a transfer can be made:


To make a money transfer overseas with HSBC you will need to be either a business or personal banking customer with HSBC. To make a transfer online, you should be registered for internet banking and have your login details to hand. Once logged in to the HSBC online portal, navigate to the make a payment section and choose the option to send money overseas. You will be required to enter the banking details for the beneficiary, which will include SWIFT number (and IBAN for Europe/UK recipients). After providing the relevant information, HSBC will display a rate and cost for the transfer that you can review and accept if you are happy. Once submitted, your transaction will be processed.


  • Available 24/7
  • Immediate transfer between domestic and international HSBC accounts
  • Preferred exchange rates on over 19 currencies
  • Secure and automated service


  • Only available to HSBC customers
  • High fees

Rates table

CAD » AUD 1.0705 AUD » CAD 0.9341
CHF » AUD 1.4393 AUD » CHF 0.6948
CNY » AUD 0.2079 AUD » CNY 4.8111
EUR » AUD 1.6252 AUD » EUR 0.6153
FJD » AUD 0.6826 AUD » FJD 1.4649
GBP » AUD 1.8103 AUD » GBP 0.5524
HKD » AUD 0.1830 AUD » HKD 5.4641
INR » AUD 0.0202 AUD » INR 49.6177
JPY » AUD 0.0126 AUD » JPY 79.4483
NZD » AUD 0.9809 AUD » NZD 1.0195
PHP » AUD 0.0274 AUD » PHP 36.4894
SGD » AUD 1.0429 AUD » SGD 0.9589
THB » AUD 0.0440 AUD » THB 22.7050
USD » AUD 1.4219 AUD » USD 0.7033
ZAR » AUD 0.1016 AUD » ZAR 9.8401


HSBC is one of the largest banking institutions worldwide, serving over 45 million customers across its four-main businesses; retail banking and wealth management, global banking and markets, global private banking and commercial banking. HSBC have over 4,400 offices in 71 countries, expanding into Australia in 1965. In Australia, HSBC is headquartered in Sydney, with 37 branches across the country.

What are you waiting for?

If you need to make an internation payment, look no further. Join the 111,000+ clients around the world who are benefitting from our services.