HSBC Money Transfer & Exchange Rates

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HSBC provide comprehensive international money transfer services to its banking customers, with the option to make transfers online, over the phone or in person at a local branch.

HSBC has a large global presence, which provides unique benefits when it comes to foreign exchange. For instance, HSBC premier members can make instant international transfers between their international and domestic HSBC bank accounts at no extra cost – a service available for 45 different countries. HSBC has also been recognised as the top international trade bank in Australia (2016) illustrating the size and scale of their services for business account holders.


Transfer Limits

There is no minimum transfer limit for HSBC customers making and international money transfer. The maximum limit for an online transfer is $50,000. You can contact your HSBC account manager or a representative to assist with transactions over $50,000.

Transfer Time

Transferring money between HSBC international accounts will be processed instantly. For transfers to a recipient banking with another bank, the transfer time will be between 1-2 working days. The actual processing time will depend on the amount being transferred and the currencies involved.

Transfer Fees

There will be a fee of $25 for a transfer made in person at a branch. A transfer processed through online banking will cost $20. The recipient may incur charges by their bank to accept the funds.


How a transfer can be made:


To make a money transfer overseas with HSBC you will need to be either a business or personal banking customer with HSBC. To make a transfer online, you should be registered for internet banking and have your login details to hand. Once logged in to the HSBC online portal, navigate to the make a payment section and choose the option to send money overseas. You will be required to enter the banking details for the beneficiary, which will include SWIFT number (and IBAN for Europe/UK recipients). After providing the relevant information, HSBC will display a rate and cost for the transfer that you can review and accept if you are happy. Once submitted, your transaction will be processed.


  • Available 24/7
  • Immediate transfer between domestic and international HSBC accounts
  • Preferred exchange rates on over 19 currencies
  • Secure and automated service


  • Only available to HSBC customers
  • High fees

Rates table

ARE » AUD 0.3849 AUD » ARE 2.5984
CAN » AUD 1.0963 AUD » CAN 0.9122
CHE » AUD 1.4756 AUD » CHE 0.6777
CHN » AUD 0.2113 AUD » CHN 4.7325
DNK » AUD 0.2005 AUD » DNK 4.9873
EUR » AUD 1.4923 AUD » EUR 0.6701
GBR » AUD 1.7337 AUD » GBR 0.5768
HKG » AUD 0.1801 AUD » HKG 5.5525
JPN » AUD 0.0105 AUD » JPN 95.6300
MEX » AUD 0.0712 AUD » MEX 14.0531
NOR » AUD 0.1434 AUD » NOR 6.9726
NZL » AUD 0.8929 AUD » NZL 1.1200
SAU » AUD 0.3767 AUD » SAU 2.6546
SGP » AUD 1.0200 AUD » SGP 0.9804
SWE » AUD 0.1395 AUD » SWE 7.1690
THA » AUD 0.0399 AUD » THA 25.0900
USA » AUD 1.4136 AUD » USA 0.7074
ZAF » AUD 0.0894 AUD » ZAF 11.1814


HSBC is one of the largest banking institutions worldwide, serving over 45 million customers across its four-main businesses; retail banking and wealth management, global banking and markets, global private banking and commercial banking. HSBC have over 4,400 offices in 71 countries, expanding into Australia in 1965. In Australia, HSBC is headquartered in Sydney, with 37 branches across the country.

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