HSBC Money Transfer & Exchange Rates

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HSBC provide comprehensive international money transfer services to its banking customers, with the option to make transfers online, over the phone or in person at a local branch.

HSBC has a large global presence, which provides unique benefits when it comes to foreign exchange. For instance, HSBC premier members can make instant international transfers between their international and domestic HSBC bank accounts at no extra cost – a service available for 45 different countries. HSBC has also been recognised as the top international trade bank in Australia (2016) illustrating the size and scale of their services for business account holders.


Transfer Limits

There is no minimum transfer limit for HSBC customers making and international money transfer. The maximum limit for an online transfer is $50,000. You can contact your HSBC account manager or a representative to assist with transactions over $50,000.

Transfer Time

Transferring money between HSBC international accounts will be processed instantly. For transfers to a recipient banking with another bank, the transfer time will be between 1-2 working days. The actual processing time will depend on the amount being transferred and the currencies involved.

Transfer Fees

There will be a fee of $25 for a transfer made in person at a branch. A transfer processed through online banking will cost $20. The recipient may incur charges by their bank to accept the funds.


How a transfer can be made:


To make a money transfer overseas with HSBC you will need to be either a business or personal banking customer with HSBC. To make a transfer online, you should be registered for internet banking and have your login details to hand. Once logged in to the HSBC online portal, navigate to the make a payment section and choose the option to send money overseas. You will be required to enter the banking details for the beneficiary, which will include SWIFT number (and IBAN for Europe/UK recipients). After providing the relevant information, HSBC will display a rate and cost for the transfer that you can review and accept if you are happy. Once submitted, your transaction will be processed.


  • Available 24/7
  • Immediate transfer between domestic and international HSBC accounts
  • Preferred exchange rates on over 19 currencies
  • Secure and automated service


  • Only available to HSBC customers
  • High fees

Rates table

ARE » AUD 0.3424 AUD » ARE 2.9204
CAN » AUD 1.0012 AUD » CAN 0.9988
CHE » AUD 1.3609 AUD » CHE 0.7348
CHN » AUD 0.1951 AUD » CHN 5.1264
DNK » AUD 0.2015 AUD » DNK 4.9632
EUR » AUD 1.5103 AUD » EUR 0.6621
GBR » AUD 1.7544 AUD » GBR 0.5700
HKG » AUD 0.1632 AUD » HKG 6.1257
JPN » AUD 0.0117 AUD » JPN 85.5000
MEX » AUD 0.0590 AUD » MEX 16.9485
NOR » AUD 0.1476 AUD » NOR 6.7730
NZL » AUD 0.9075 AUD » NZL 1.1019
SAU » AUD 0.3353 AUD » SAU 2.9828
SGP » AUD 0.9442 AUD » SGP 1.0591
SWE » AUD 0.1482 AUD » SWE 6.7498
THA » AUD 0.0412 AUD » THA 24.2900
USA » AUD 1.2739 AUD » USA 0.7850
ZAF » AUD 0.0819 AUD » ZAF 12.2086


HSBC is one of the largest banking institutions worldwide, serving over 45 million customers across its four-main businesses; retail banking and wealth management, global banking and markets, global private banking and commercial banking. HSBC have over 4,400 offices in 71 countries, expanding into Australia in 1965. In Australia, HSBC is headquartered in Sydney, with 37 branches across the country.

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