Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 0.4062 AUD » AED 2.4620
BND » AUD 1.0716 AUD » BND 0.9332
CAD » AUD 1.1284 AUD » CAD 0.8862
CHF » AUD 1.5184 AUD » CHF 0.6586
DKK » AUD 0.2319 AUD » DKK 4.3115
EUR » AUD 1.7185 AUD » EUR 0.5819
FJD » AUD 0.6842 AUD » FJD 1.4615
GBP » AUD 1.9298 AUD » GBP 0.5182
HKD » AUD 0.1882 AUD » HKD 5.3148
INR » AUD 0.0204 AUD » INR 49.0350
JPY » AUD 0.0133 AUD » JPY 75.2200
LKR » AUD 0.0092 AUD » LKR 108.7900
NOK » AUD 0.1779 AUD » NOK 5.6208
NZD » AUD 0.9568 AUD » NZD 1.0452
PHP » AUD 0.0274 AUD » PHP 36.4610
PKR » AUD 0.0122 AUD » PKR 82.0640
SAR » AUD 0.3939 AUD » SAR 2.5387
SBD » AUD 0.1905 AUD » SBD 5.2482
SEK » AUD 0.1645 AUD » SEK 6.0775
SGD » AUD 1.0716 AUD » SGD 0.9332
THB » AUD 0.0453 AUD » THB 22.0800
TOP » AUD 0.6560 AUD » TOP 1.5245
USD » AUD 1.4846 AUD » USD 0.6736
VUV » AUD 0.0130 AUD » VUV 77.2000
WST » AUD 0.5655 AUD » WST 1.7682
XPF » AUD 0.0141 AUD » XPF 70.8000
ZAR » AUD 0.0978 AUD » ZAR 10.2219


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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