Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 0.3705 AUD » AED 2.6990
BND » AUD 1.0034 AUD » BND 0.9966
CAD » AUD 1.0426 AUD » CAD 0.9591
CHF » AUD 1.3812 AUD » CHF 0.7240
CNY » AUD 0.1979 AUD » CNY 5.0537
DKK » AUD 0.2052 AUD » DKK 4.8736
EUR » AUD 1.5260 AUD » EUR 0.6553
FJD » AUD 0.6308 AUD » FJD 1.5852
GBP » AUD 1.7027 AUD » GBP 0.5873
HKD » AUD 0.1739 AUD » HKD 5.7502
JPY » AUD 0.0126 AUD » JPY 79.3200
LKR » AUD 0.0077 AUD » LKR 129.2100
NOK » AUD 0.1593 AUD » NOK 6.2774
NZD » AUD 0.9251 AUD » NZD 1.0810
PHP » AUD 0.0267 AUD » PHP 37.4823
PKR » AUD 0.0085 AUD » PKR 117.5499
SAR » AUD 0.3627 AUD » SAR 2.7571
SBD » AUD 0.1641 AUD » SBD 6.0921
SEK » AUD 0.1454 AUD » SEK 6.8759
SGD » AUD 1.0034 AUD » SGD 0.9966
THB » AUD 0.0440 AUD » THB 22.7137
TOP » AUD 0.5842 AUD » TOP 1.7118
USD » AUD 1.3561 AUD » USD 0.7374
VUV » AUD 0.0118 AUD » VUV 85.0987
WST » AUD 0.5067 AUD » WST 1.9736
XPF » AUD 0.0128 AUD » XPF 78.1200
ZAR » AUD 0.0978 AUD » ZAR 10.2226


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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