Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 2.6947 AUD » AED 0.3711
BND » AUD 0.9752 AUD » BND 1.0254
CAD » AUD 0.9294 AUD » CAD 1.0760
CHF » AUD 0.6516 AUD » CHF 1.5347
DKK » AUD 4.4944 AUD » DKK 0.2225
EUR » AUD 0.6052 AUD » EUR 1.6523
FJD » AUD 1.5321 AUD » FJD 0.6527
GBP » AUD 0.5387 AUD » GBP 1.8563
HKD » AUD 5.6883 AUD » HKD 0.1758
JPY » AUD 75.7576 AUD » JPY 0.0132
NOK » AUD 6.2383 AUD » NOK 0.1603
NZD » AUD 1.0344 AUD » NZD 0.9667
PHP » AUD 35.2113 AUD » PHP 0.0284
PKR » AUD 116.2791 AUD » PKR 0.0086
SAR » AUD 2.7510 AUD » SAR 0.3635
SBD » AUD 5.8893 AUD » SBD 0.1698
SEK » AUD 6.1125 AUD » SEK 0.1636
SGD » AUD 0.9752 AUD » SGD 1.0254
THB » AUD 21.9298 AUD » THB 0.0456
TOP » AUD 1.6650 AUD » TOP 0.6006
USD » AUD 0.7299 AUD » USD 1.3701
VUV » AUD 80.0000 AUD » VUV 0.0125
WST » AUD 1.8443 AUD » WST 0.5422
XPF » AUD 74.0741 AUD » XPF 0.0135
ZAR » AUD 11.0742 AUD » ZAR 0.0903


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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