Westpac Money Transfer & Exchange Rates

Your Currency

Exchange to


Compare to bank


Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 2.4643 AUD » AED 0.4058
BND » AUD 0.9155 AUD » BND 1.0923
CAD » AUD 0.8886 AUD » CAD 1.1254
CHF » AUD 0.6097 AUD » CHF 1.6402
DKK » AUD 4.2265 AUD » DKK 0.2366
EUR » AUD 0.5693 AUD » EUR 1.7565
FJD » AUD 1.4455 AUD » FJD 0.6918
GBP » AUD 0.5157 AUD » GBP 1.9391
HKD » AUD 5.2002 AUD » HKD 0.1923
JPY » AUD 69.4444 AUD » JPY 0.0144
NOK » AUD 6.2500 AUD » NOK 0.1600
NZD » AUD 1.0172 AUD » NZD 0.9831
PHP » AUD 32.4675 AUD » PHP 0.0308
PKR » AUD 106.3830 AUD » PKR 0.0094
SAR » AUD 2.5157 AUD » SAR 0.3975
SBD » AUD 5.3505 AUD » SBD 0.1869
SEK » AUD 5.8997 AUD » SEK 0.1695
SGD » AUD 0.9155 AUD » SGD 1.0923
THB » AUD 20.8333 AUD » THB 0.0480
TOP » AUD 1.5408 AUD » TOP 0.6490
USD » AUD 0.6675 AUD » USD 1.4981
VUV » AUD 76.9231 AUD » VUV 0.0130
WST » AUD 1.7470 AUD » WST 0.5724
XPF » AUD 69.4444 AUD » XPF 0.0144
ZAR » AUD 10.9170 AUD » ZAR 0.0916


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

What are you waiting for?

If you need to make an internation payment, look no further. Join the 111,000+ clients around the world who are benefitting from our services.