Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 2.5780 AUD » AED 0.3879
BND » AUD 0.9441 AUD » BND 1.0592
CAD » AUD 0.8875 AUD » CAD 1.1268
CHF » AUD 0.6505 AUD » CHF 1.5373
DKK » AUD 4.4307 AUD » DKK 0.2257
EUR » AUD 0.5957 AUD » EUR 1.6787
FJD » AUD 1.4881 AUD » FJD 0.6720
GBP » AUD 0.5087 AUD » GBP 1.9658
HKD » AUD 5.4615 AUD » HKD 0.1831
JPY » AUD 76.9231 AUD » JPY 0.0130
NOK » AUD 6.0386 AUD » NOK 0.1656
NZD » AUD 0.9917 AUD » NZD 1.0084
PHP » AUD 35.0877 AUD » PHP 0.0285
PKR » AUD 117.6471 AUD » PKR 0.0085
SBD » AUD 5.6211 AUD » SBD 0.1779
SEK » AUD 6.0496 AUD » SEK 0.1653
SGD » AUD 0.9441 AUD » SGD 1.0592
THB » AUD 23.3100 AUD » THB 0.0429
TOP » AUD 1.5708 AUD » TOP 0.6366
USD » AUD 0.7018 AUD » USD 1.4249
VUV » AUD 78.7402 AUD » VUV 0.0127
WST » AUD 1.8005 AUD » WST 0.5554
ZAR » AUD 10.2669 AUD » ZAR 0.0974


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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