Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 0.4010 AUD » AED 2.4939
BND » AUD 1.0689 AUD » BND 0.9355
CAD » AUD 1.1211 AUD » CAD 0.8920
CHF » AUD 1.4667 AUD » CHF 0.6818
DKK » AUD 0.2237 AUD » DKK 4.4707
EUR » AUD 1.6595 AUD » EUR 0.6026
FJD » AUD 0.6793 AUD » FJD 1.4720
GBP » AUD 1.8612 AUD » GBP 0.5373
HKD » AUD 0.1857 AUD » HKD 5.3840
INR » AUD 0.0208 AUD » INR 47.9650
JPY » AUD 0.0131 AUD » JPY 76.2900
LKR » AUD 0.0092 AUD » LKR 108.6700
NOK » AUD 0.1745 AUD » NOK 5.7297
NZD » AUD 0.9529 AUD » NZD 1.0494
PHP » AUD 0.0273 AUD » PHP 36.6960
PKR » AUD 0.0119 AUD » PKR 83.7060
SAR » AUD 0.3889 AUD » SAR 2.5714
SBD » AUD 0.1881 AUD » SBD 5.3163
SEK » AUD 0.1606 AUD » SEK 6.2261
SGD » AUD 1.0562 AUD » SGD 0.9468
THB » AUD 0.0439 AUD » THB 22.7700
TOP » AUD 0.6503 AUD » TOP 1.5378
USD » AUD 1.4656 AUD » USD 0.6823
VUV » AUD 0.0131 AUD » VUV 76.0900
WST » AUD 0.5679 AUD » WST 1.7610
XPF » AUD 0.0136 AUD » XPF 73.5100
ZAR » AUD 0.1015 AUD » ZAR 9.8497


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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