Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 2.6567 AUD » AED 0.3764
BND » AUD 0.9702 AUD » BND 1.0307
CAD » AUD 0.8947 AUD » CAD 1.1177
CHF » AUD 0.6643 AUD » CHF 1.5053
DKK » AUD 4.5188 AUD » DKK 0.2213
EUR » AUD 0.6074 AUD » EUR 1.6464
FJD » AUD 1.5006 AUD » FJD 0.6664
GBP » AUD 0.5213 AUD » GBP 1.9183
HKD » AUD 5.6148 AUD » HKD 0.1781
JPY » AUD 79.3651 AUD » JPY 0.0126
NOK » AUD 6.1958 AUD » NOK 0.1614
NZD » AUD 1.0352 AUD » NZD 0.9660
PHP » AUD 34.9650 AUD » PHP 0.0286
PKR » AUD 112.3596 AUD » PKR 0.0089
SAR » AUD 2.7122 AUD » SAR 0.3687
SBD » AUD 5.7971 AUD » SBD 0.1725
SEK » AUD 6.1920 AUD » SEK 0.1615
SGD » AUD 0.9702 AUD » SGD 1.0307
THB » AUD 22.7273 AUD » THB 0.0440
TOP » AUD 1.5964 AUD » TOP 0.6264
USD » AUD 0.7233 AUD » USD 1.3826
VUV » AUD 79.3651 AUD » VUV 0.0126
WST » AUD 1.8155 AUD » WST 0.5508
XPF » AUD 73.5294 AUD » XPF 0.0136
ZAR » AUD 10.1833 AUD » ZAR 0.0982


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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