Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 2.6969 AUD » AED 0.3708
BND » AUD 0.9836 AUD » BND 1.0167
CAD » AUD 0.9219 AUD » CAD 1.0847
CHF » AUD 0.6782 AUD » CHF 1.4745
DKK » AUD 4.5830 AUD » DKK 0.2182
EUR » AUD 0.6159 AUD » EUR 1.6236
FJD » AUD 1.5117 AUD » FJD 0.6615
GBP » AUD 0.5343 AUD » GBP 1.8716
HKD » AUD 5.7110 AUD » HKD 0.1751
JPY » AUD 80.0000 AUD » JPY 0.0125
NOK » AUD 6.2035 AUD » NOK 0.1612
NZD » AUD 1.0399 AUD » NZD 0.9616
PHP » AUD 35.7143 AUD » PHP 0.0280
PKR » AUD 111.1111 AUD » PKR 0.0090
SAR » AUD 2.7525 AUD » SAR 0.3633
SBD » AUD 5.8140 AUD » SBD 0.1720
SEK » AUD 6.2657 AUD » SEK 0.1596
SGD » AUD 0.9836 AUD » SGD 1.0167
THB » AUD 23.0415 AUD » THB 0.0434
TOP » AUD 1.6466 AUD » TOP 0.6073
USD » AUD 0.7341 AUD » USD 1.3622
VUV » AUD 80.0000 AUD » VUV 0.0125
WST » AUD 1.8352 AUD » WST 0.5449
XPF » AUD 74.6269 AUD » XPF 0.0134
ZAR » AUD 10.6270 AUD » ZAR 0.0941


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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