Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 2.5840 AUD » AED 0.3870
BND » AUD 0.9556 AUD » BND 1.0465
CAD » AUD 0.9011 AUD » CAD 1.1098
CHF » AUD 0.6514 AUD » CHF 1.5352
DKK » AUD 4.7281 AUD » DKK 0.2115
EUR » AUD 0.6351 AUD » EUR 1.5746
FJD » AUD 1.4633 AUD » FJD 0.6834
GBP » AUD 0.5334 AUD » GBP 1.8748
HKD » AUD 5.5006 AUD » HKD 0.1818
JPY » AUD 81.3008 AUD » JPY 0.0123
NOK » AUD 6.2696 AUD » NOK 0.1595
NZD » AUD 1.0272 AUD » NZD 0.9735
PHP » AUD 36.4964 AUD » PHP 0.0274
PKR » AUD 125.0000 AUD » PKR 0.0080
SBD » AUD 5.4526 AUD » SBD 0.1834
SEK » AUD 6.8074 AUD » SEK 0.1469
SGD » AUD 0.9556 AUD » SGD 1.0465
THB » AUD 23.1481 AUD » THB 0.0432
TOP » AUD 1.5293 AUD » TOP 0.6539
USD » AUD 0.7034 AUD » USD 1.4217
VUV » AUD 77.5194 AUD » VUV 0.0129
WST » AUD 1.7677 AUD » WST 0.5657
ZAR » AUD 10.5485 AUD » ZAR 0.0948


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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