Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 2.5164 AUD » AED 0.3974
BND » AUD 0.9218 AUD » BND 1.0848
CAD » AUD 0.8653 AUD » CAD 1.1557
CHF » AUD 0.6262 AUD » CHF 1.5969
DKK » AUD 4.5045 AUD » DKK 0.2220
EUR » AUD 0.6050 AUD » EUR 1.6529
FJD » AUD 1.4596 AUD » FJD 0.6851
GBP » AUD 0.5078 AUD » GBP 1.9693
HKD » AUD 5.3333 AUD » HKD 0.1875
JPY » AUD 78.1250 AUD » JPY 0.0128
NOK » AUD 6.1425 AUD » NOK 0.1628
NZD » AUD 1.0233 AUD » NZD 0.9772
PHP » AUD 35.2113 AUD » PHP 0.0284
PKR » AUD 120.4819 AUD » PKR 0.0083
SBD » AUD 5.4201 AUD » SBD 0.1845
SEK » AUD 6.3492 AUD » SEK 0.1575
SGD » AUD 0.9217 AUD » SGD 1.0850
THB » AUD 22.5734 AUD » THB 0.0443
TOP » AUD 1.5175 AUD » TOP 0.6590
USD » AUD 0.6850 AUD » USD 1.4599
VUV » AUD 76.3359 AUD » VUV 0.0131
WST » AUD 1.7150 AUD » WST 0.5831
ZAR » AUD 10.4712 AUD » ZAR 0.0955


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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