Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 2.5025 AUD » AED 0.3996
BND » AUD 0.9343 AUD » BND 1.0703
CAD » AUD 0.8978 AUD » CAD 1.1138
CHF » AUD 0.6197 AUD » CHF 1.6137
CNY » AUD 4.7015 AUD » CNY 0.2127
DKK » AUD 4.2790 AUD » DKK 0.2337
EUR » AUD 0.5762 AUD » EUR 1.7355
FJD » AUD 1.4613 AUD » FJD 0.6843
GBP » AUD 0.5217 AUD » GBP 1.9168
HKD » AUD 5.2798 AUD » HKD 0.1894
JPY » AUD 72.4638 AUD » JPY 0.0138
NOK » AUD 6.0533 AUD » NOK 0.1652
NZD » AUD 1.0430 AUD » NZD 0.9588
PHP » AUD 33.3333 AUD » PHP 0.0300
PKR » AUD 113.6364 AUD » PKR 0.0088
SAR » AUD 2.5543 AUD » SAR 0.3915
SBD » AUD 5.5066 AUD » SBD 0.1816
SEK » AUD 5.8893 AUD » SEK 0.1698
SGD » AUD 0.9343 AUD » SGD 1.0703
THB » AUD 21.0084 AUD » THB 0.0476
TOP » AUD 1.5380 AUD » TOP 0.6502
USD » AUD 0.6778 AUD » USD 1.4754
VUV » AUD 77.5194 AUD » VUV 0.0129
WST » AUD 1.7743 AUD » WST 0.5636
XPF » AUD 70.4225 AUD » XPF 0.0142
ZAR » AUD 11.7925 AUD » ZAR 0.0848


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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