Westpac Money Transfer & Exchange Rates

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Westpac offer a range of services to business and personal banking customers to transfer money overseas.

 For personal customers, international transfers can be processed via online banking, over the phone or in person at a Westpac branch. Westpac also offer international bank drafts and a global currency card service that provides numerous benefits to customers, including; no ATM fees abroad at certain locations and preferred exchange rates. For businesses, the Westpac foreign exchange services are secure, available 24/7 and reach a huge number of currencies and countries.



Transfer Limits

The transfer limit will be subject to the daily withdrawal limit set on your account. For larger international money transfers (over $100,000) you may need speak with a Westpac representative directly as the exchange rate you receive may be different from the rate displayed on the converter tables. There is no minimum limit.

Transfer Time

The processing time for an international money transfer will depend on the currencies being exchanged and where the funds are being sent. You should allow up to 5 days for the recipient to receive the money, however most transactions will be complete within 1-2 working days.

Transfer Fees

A single fee of $20 will be charged for a transfer made through online banking. A fee of $32 will be charged when a transaction is made through a Westpac branch. The recipient may also be charged a fee from their bank for receiving the funds.


How a transfer can be made:


To make an international money transfer through Westpac, you will need to be a business or personal banking customer of Westpac. Typically, transfers are made by customers through the online banking portal. To make a transfer this way, log in to online banking, select ‘make a payment’ and create a new payee. You will need the beneficiary’s banking and personal details to continue with the transaction. Westpac will provide you with a live rate and, if satisfied, you can continue with the transfer. To complete the transaction, you will be sent a secure code via SMS that will need to be entered online. You will need to visit for local Westpac branch if you want to make a transfer in person.


  • Secure
  • Available 24/7
  • Multiple options to make a transfer
  • Global reach across countries and currencies


  • Only available to Westpac customers
  • High fees

Rates table

AED » AUD 0.3891 AUD » AED 2.5698
BND » AUD 1.0575 AUD » BND 0.9456
CAD » AUD 1.0776 AUD » CAD 0.9280
CHF » AUD 1.4247 AUD » CHF 0.7019
DKK » AUD 0.2229 AUD » DKK 4.4865
EUR » AUD 1.6534 AUD » EUR 0.6048
FJD » AUD 0.6723 AUD » FJD 1.4875
GBP » AUD 1.8843 AUD » GBP 0.5307
HKD » AUD 0.1803 AUD » HKD 5.5475
INR » AUD 0.0208 AUD » INR 48.0580
JPY » AUD 0.0128 AUD » JPY 78.1100
LKR » AUD 0.0089 AUD » LKR 111.8100
NOK » AUD 0.1759 AUD » NOK 5.6866
NZD » AUD 0.9792 AUD » NZD 1.0212
PHP » AUD 0.0265 AUD » PHP 37.6910
PKR » AUD 0.0120 AUD » PKR 83.1940
SAR » AUD 0.3773 AUD » SAR 2.6503
SBD » AUD 0.1867 AUD » SBD 5.3564
SEK » AUD 0.1621 AUD » SEK 6.1688
SGD » AUD 1.0474 AUD » SGD 0.9547
THB » AUD 0.0436 AUD » THB 22.9400
TOP » AUD 0.6432 AUD » TOP 1.5547
USD » AUD 1.4221 AUD » USD 0.7032
VUV » AUD 0.0128 AUD » VUV 78.0100
WST » AUD 0.5566 AUD » WST 1.7966
XPF » AUD 0.0136 AUD » XPF 73.7800
ZAR » AUD 0.1043 AUD » ZAR 9.5841


Westpac is Australian’s largest banking network with over 1,400 branches, 3,800 ATMs and revenues more than 21.642 billion in 2015. Employing over 32,000 staff, Westpac serves 13.1 million customers. Westpac is headquartered in Sydney and offers a full range of banking services to its customers through the following divisions; Westpac, St George, BankSA, Bank of Melbourne and RAMS.

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